Guaranteed Mastercard
with NO CREDIT CHECKS

The Vaya® Prepaid MasterCard® Card is a prepaid MasterCard® debit card that you fund directly from your paycheck, at thousands of retail locations, or through transfers from a bank account.

You decide how much money to load onto your prepaid MasterCard®. Enjoy all of the benefits of a MasterCard® card, but with no interest charges, no credit checks, and no bank accounts required. Approval is Guaranteed.*

It's good at millions of MasterCard locations. And gives you instant cash access at more than 900,000 ATMs worldwide.

• Guaranteed Approval*
• No credit check or bank account required
• Access your money at millions of MasterCard® locations - online, offline and at ATMs
• Budget your spending with the power of prepaid
• Easy loading options, including FREE direct deposit

Bad Credit Turndown Problems? When you apply for credit with a local merchant, the merchant turns to a credit bureau to obtain a copy of your credit report to help him evaluate the risks in extending credit to you. Every time you apply for a credit card, it's recorded on your credit report. At the end of your credit report is the list of all the companies that have requested to see your credit report. Lenders don't like to see a lot of inquiries on a credit report. Excessive inquiries can result in a credit denial as easily as bad credit. Thus, you will need to limit the number of credit requests you make. You can do this simply by applying for a credit card you know you will get. Although inquiries will remain on your file for up to 2 years, those in the last 6 months will count most heavily against you. You should stop applying for credit cards from companies that might turn you down. Instead, apply the the "No Problem" credit card offered here. The fact is that every time you're turned down for having bad credit, it's harder to get credit somewhere else. See the article Do Credit Inquiries Hurt You? Apply now for the "No Problem" credit card you know you will get.

It really is possible to re-establish your good credit.

If you currently don't have credit cards, you can use this "No Problem" credit card to re-establish good credit.

One of the best things to do to help reduce credit card debt is to reduce overall expenses. One expense most people can easily reduce is their long distance bills. The big telephone companies charge high rates. Now you can take advantage of lower rates. Click here.

Back to Credit Card Debt Reduction Help

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