Credit card debt help

Low Income Housing

Buy Your Home at a Discount

There are many ways for you to buy your new home. One way most people do not consider is to buy a home in forclosure.

Free Foreclosure Listing

If you want a real deal on your new home, you should consider foreclosures.

Homes in foreclosure are good homes. But, due to unfortunate circumstances, their owners cannot make the mortgage or tax payments.

The home may have increased in value since the owner originally purchased it. So you may be able to buy it for less than its worth.

Buy Your Home at a Discount

How does this work? A home purchased 5 years ago for $150,000 may now be worth $225,000. But, the owner cannot make payments.

The owner may have made a $5,000 down payment and gotten a $145,000 mortgage. Over 5 years the mortgage was reduced $10,000 by principle payments. The owner still owes $135,000.

Could you take over the payments and offer the owner $20,000 in cash? That is, for $155,000 you could get into a $225,000 home.

The only way to know is the ask the owner!

How could you easily finance this? You could get a $155,000 mortgage on the home, pay the owner $20,000 and pay off the old mortgage.

You wind up with a $225,000 home for $155,000. That's a 30% discount.

Sound impossible? It's done every day.

 

Take a look at a listing of all foreclosure properties. You can make a real deal on these foreclosure properties. But, you need a foreclosure listing to find the deals.

You will see properties in foreclosure in the area you select. And, there are a lot of them.

Your free foreclosure listing will search over a million listings, so please be patient. To start, select the state you are interested in.

Search for Foreclosures in your State!


Ready for a Loan?

Once you are ready for a lone, be sure to check out our no cost, no obligation home loan service.

iHomeMortgages can provide loans for people with a history of less than perfect credit. They work with you to find the right loan for you. Their customer satisfaction record is worthy of your trust.

You can also examine these find resources:

Home Inspection Success. -- How to become a successful home inspector.
Drinking Water Guide. -- Drinking Water Guide for Homeowners, Realtors and Home Inspectors.
Home Buyer Defense Guide. -- Real estate insider advice to help homebuyers avoid common mistakes when buying a home.
Cheap Homes - How To Save Thousands. -- How to save money at every step of the home buying process.
Home Buying With The Pros. -- Home Buying E Book.
Make $200 Per Hour As A Home Inspector! -- Home Inspection, Home Business.


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You will learn:

  • Why moving credit card balances to low interest credit cards can save you money (page 52)
  • How to use consolidation loans wisely (page 50)
  • The three ways to pay down your credit card balances and which is best for you (page 69)
  • How you can make "interest" work for you (page 17)
  • How advertising influences you to spend more money and what you can do about it (page 10)
  • Why the rich get richer and the poor get poorer and how you can move to the rich side (page 17)
  • How the "Can I afford the payments?" culture has changed the way you think about credit and debt (page 22)
  • Why banks are not necessarily your friend (page 23)
  • Why written goals will save you money and how you can start writing your own goals (page 30)
  • The only type of plastic cards you should carry (page 35)
  • How to live like a millionaire for less than you think (page 24)
  • The importance of budgeting and making targeted spending goals with easy to follow examples (page 36)
  • How to create a personal budget (page 61)
  • How to contact your creditors to reduce your interest rates (page 74)
  • What to watch out for with credit counselors (page 77)
  • How you can earn more money than you do now (page 82)
  • All the resources you need (page 104)
  • ... and a whole lot more


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Credit Card Debt Help

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