END Credit Card Debt Financial evaluation of your income and spending. Are you within the suggested guidelines? See the results here. NOTE: None of your personal information will be retained on this site. Please print the results so you can review it whenever you want. Please enter the amounts you earn and spend on an average month. The "Calculate" button at the bottom of the input form will compute the percentages of your income that you spend in various ways. Your percents will be compared to the guidelines. [Note: Make sure "POPUPS" are not blocked. The calculate button uses Javascript to compute your spending percentages and displays them in a "popup" results window. If you don't see the results, blocking popups is probably the cause.] Monthly Income Income Category Average Amount Received Monthly Wages Tips Interest / Dividends Government Checks Other Income Monthly Expenses Expense Category Actual Amount Spent Monthly Housing Expenses (includes mortgage) Utilities (gas, electric, phone) Gasoline, bus, taxi Auto repair expenses Parking fees Restaurant or fast food expenses Store bought food, groceries, soap Clothing Entertainment, movies, gambling Taxes (Income taxes on earnings plus 1/12th of property taxes) Credit card or loan payments (not including mortgage) Savings, 401k, IRA Other miscellaneous expenses Important Spending Tips to Keep Money in Your Pocket